Call reports 2006
IPSWICH CO-OPERATIVE BANK — 2006
What IPSWICH CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 219,527,000 | 223,876,000 | 238,716,000 | 240,297,000 |
| Total loans | 162,628,000 | 167,293,000 | 173,291,000 | 177,486,000 |
| Allowance for loan losses | 845,000 | 864,000 | 896,000 | 935,000 |
| Securities available for sale | 18,109,000 | 20,418,000 | 18,375,000 | 18,125,000 |
| Securities held to maturity | 22,667,000 | 22,293,000 | 21,961,000 | 19,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,276,000 | 166,208,000 | 172,719,000 | 177,152,000 |
| Interest-bearing deposits | 164,124,000 | 159,859,000 | 166,326,000 | 170,904,000 |
| Noninterest-bearing deposits | 6,152,000 | 6,349,000 | 6,393,000 | 6,248,000 |
| Equity capital | 15,184,000 | 15,525,000 | 16,134,000 | 16,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,845,000 | 9,044,000 | 12,289,000 |
| Interest expense | 1,400,000 | 3,018,000 | 4,900,000 | 6,942,000 |
| Net interest income | 1,477,000 | 2,827,000 | 4,144,000 | 5,347,000 |
| Noninterest income | 90,000 | 190,000 | 273,000 | 352,000 |
| Noninterest expense | 863,000 | 1,739,000 | 2,652,000 | 3,625,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 674,000 | 1,246,000 | 1,833,000 | 2,258,000 |
| Income tax | 246,000 | 446,000 | 632,000 | 744,000 |
| Net income | 428,000 | 800,000 | 1,201,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,331,000 | 15,654,000 | 16,173,000 | 16,666,000 |
| Total capital | 16,176,000 | 16,518,000 | 17,069,000 | 17,601,000 |
| Risk-weighted assets | 129,484,000 | 134,896,000 | 137,942,000 | 139,681,000 |
Machine access — free, no API key
Every figure shown here about IPSWICH CO-OPERATIVE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.