Call reports 2025
FIRST AMERICAN BANK — 2025
What FIRST AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 37,196,000 | 36,515,000 | 35,195,000 | 34,760,000 |
| Total loans | 24,194,000 | 23,573,000 | 21,980,000 | 22,325,000 |
| Allowance for loan losses | 437,000 | 448,000 | 442,000 | 455,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,496,000 | 4,997,000 | 5,249,000 | 5,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,653,000 | 31,892,000 | 30,553,000 | 30,121,000 |
| Interest-bearing deposits | 25,788,000 | 24,341,000 | 23,092,000 | 23,423,000 |
| Noninterest-bearing deposits | 6,865,000 | 7,551,000 | 7,461,000 | 6,698,000 |
| Equity capital | 4,467,000 | 4,507,000 | 4,515,000 | 4,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,018,000 | 1,525,000 | 2,028,000 |
| Interest expense | 90,000 | 182,000 | 272,000 | 361,000 |
| Net interest income | 403,000 | 836,000 | 1,253,000 | 1,667,000 |
| Noninterest income | 34,000 | 65,000 | 98,000 | 128,000 |
| Noninterest expense | 319,000 | 633,000 | 975,000 | 1,280,000 |
| Provision for loan losses | 7,000 | 17,000 | 17,000 | 32,000 |
| Pretax income | 108,000 | 248,000 | 356,000 | 480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 248,000 | 356,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,467,000 | 4,507,000 | 4,515,000 | 4,539,000 |