Call reports 2015
FIRST AMERICAN BANK — 2015
What FIRST AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,908,000 | 29,159,000 | 30,087,000 | 30,456,000 |
| Total loans | 21,941,000 | 22,509,000 | 22,589,000 | 23,443,000 |
| Allowance for loan losses | 319,000 | 317,000 | 306,000 | 303,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 2,926,000 | 2,149,000 | 2,393,000 | 2,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,718,000 | 25,919,000 | 26,800,000 | 27,171,000 |
| Interest-bearing deposits | 23,864,000 | 21,068,000 | 21,854,000 | 22,481,000 |
| Noninterest-bearing deposits | 4,854,000 | 4,851,000 | 4,946,000 | 4,690,000 |
| Equity capital | 3,157,000 | 3,197,000 | 3,233,000 | 3,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 744,000 | 1,128,000 | 1,516,000 |
| Interest expense | 41,000 | 78,000 | 111,000 | 141,000 |
| Net interest income | 328,000 | 666,000 | 1,017,000 | 1,375,000 |
| Noninterest income | 39,000 | 76,000 | 113,000 | 157,000 |
| Noninterest expense | 236,000 | 481,000 | 718,000 | 946,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 70,000 |
| Pretax income | 131,000 | 261,000 | 377,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 261,000 | 377,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,157,000 | 3,197,000 | 3,233,000 | 3,271,000 |
| Total capital | 3,422,000 | 3,462,000 | 3,505,000 | 3,548,000 |
| Risk-weighted assets | 21,226,000 | 21,181,000 | 21,733,000 | 22,164,000 |