Call reports 2001
RAVALLI COUNTY BANK — 2001
What RAVALLI COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,787,000 | 111,755,000 | 114,684,000 | 124,583,000 |
| Total loans | 88,122,000 | 91,681,000 | 89,978,000 | 89,700,000 |
| Allowance for loan losses | 1,067,000 | 1,119,000 | 1,166,000 | 1,248,000 |
| Securities available for sale | 10,854,000 | 7,910,000 | 9,810,000 | 14,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,171,000 | 89,348,000 | 92,125,000 | 102,184,000 |
| Interest-bearing deposits | 74,858,000 | 71,093,000 | 74,000,000 | 80,780,000 |
| Noninterest-bearing deposits | 16,313,000 | 18,255,000 | 18,125,000 | 21,404,000 |
| Equity capital | 12,502,000 | 12,965,000 | 12,850,000 | 13,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,558,000 | 6,816,000 | 9,036,000 |
| Interest expense | 885,000 | 1,720,000 | 2,555,000 | 3,387,000 |
| Net interest income | 1,363,000 | 2,838,000 | 4,261,000 | 5,649,000 |
| Noninterest income | 134,000 | 315,000 | 512,000 | 688,000 |
| Noninterest expense | 881,000 | 1,746,000 | 2,635,000 | 3,650,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 250,000 |
| Pretax income | 563,000 | 1,296,000 | 1,957,000 | 2,446,000 |
| Income tax | 207,000 | 474,000 | 725,000 | 922,000 |
| Net income | 356,000 | 822,000 | 1,232,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,466,000 | 12,874,000 | 12,727,000 | 13,021,000 |
| Total capital | 13,466,000 | 13,899,000 | 13,773,000 | 14,072,000 |
| Risk-weighted assets | 79,900,000 | 81,889,000 | 83,551,000 | 83,844,000 |