Call reports 2009
AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. — 2009
What AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 7,275,000 | 7,175,000 | 7,079,000 | 6,970,000 |
| Total loans | 1,595,000 | 1,424,000 | 1,656,000 | 2,218,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 3,000 | 3,000 | 7,000 | 6,000 |
| Securities held to maturity | 3,347,000 | 3,471,000 | 3,250,000 | 3,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,452,000 | 6,336,000 | 6,227,000 | 6,130,000 |
| Interest-bearing deposits | 6,429,000 | 6,317,000 | 6,204,000 | 6,103,000 |
| Noninterest-bearing deposits | 23,000 | 19,000 | 23,000 | 26,000 |
| Equity capital | 791,000 | 789,000 | 798,000 | 796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 150,000 | 226,000 | 297,000 |
| Interest expense | 11,000 | 20,000 | 29,000 | 36,000 |
| Net interest income | 65,000 | 130,000 | 197,000 | 261,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 63,000 | 131,000 | 190,000 | 256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 0 | 8,000 | 7,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 2,000 | 0 | 7,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 791,000 | 789,000 | 795,000 | 794,000 |
| Total capital | 791,000 | 789,000 | 796,000 | 795,000 |
| Risk-weighted assets | 1,911,000 | 1,862,000 | 1,943,000 | 2,091,000 |