Call reports 2008
AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. — 2008
What AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 7,541,000 | 7,533,000 | 7,295,000 | 7,181,000 |
| Total loans | 1,626,000 | 1,848,000 | 1,829,000 | 1,806,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 80,000 | 52,000 | 6,000 | 3,000 |
| Securities held to maturity | 3,430,000 | 3,780,000 | 3,643,000 | 3,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,649,000 | 6,660,000 | 6,459,000 | 6,349,000 |
| Interest-bearing deposits | 6,632,000 | 6,638,000 | 6,430,000 | 6,323,000 |
| Noninterest-bearing deposits | 17,000 | 22,000 | 29,000 | 26,000 |
| Equity capital | 874,000 | 832,000 | 789,000 | 789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 166,000 | 248,000 | 324,000 |
| Interest expense | 20,000 | 37,000 | 52,000 | 63,000 |
| Net interest income | 65,000 | 129,000 | 196,000 | 261,000 |
| Noninterest income | 0 | 3,000 | 3,000 | 3,000 |
| Noninterest expense | 67,000 | 147,000 | 212,000 | 276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | -15,000 | -13,000 | -12,000 |
| Income tax | 0 | 1,000 | 0 | -1,000 |
| Net income | -2,000 | -16,000 | -13,000 | -11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 798,000 | 784,000 | 787,000 | 789,000 |
| Total capital | 832,000 | 815,000 | 788,000 | 789,000 |
| Risk-weighted assets | 2,083,000 | 2,084,000 | 2,030,000 | 1,932,000 |