Call reports 2007
AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. — 2007
What AMERICAN UNION SAVINGS AND LOAN ASSOCIATION, S.B. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,564,000 | 8,293,000 | 8,046,000 | 7,712,000 |
| Total loans | 1,849,000 | 1,826,000 | 1,743,000 | 1,651,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 186,000 | 190,000 | 185,000 | 107,000 |
| Securities held to maturity | 3,685,000 | 3,844,000 | 3,715,000 | 3,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,555,000 | 7,276,000 | 7,024,000 | 6,785,000 |
| Interest-bearing deposits | 7,534,000 | 7,255,000 | 6,997,000 | 6,766,000 |
| Noninterest-bearing deposits | 21,000 | 21,000 | 27,000 | 19,000 |
| Equity capital | 977,000 | 976,000 | 978,000 | 903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 102,000 | 206,000 | 304,000 | 396,000 |
| Interest expense | 24,000 | 47,000 | 74,000 | 96,000 |
| Net interest income | 78,000 | 159,000 | 230,000 | 300,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 74,000 | 161,000 | 224,000 | 291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | -1,000 | 7,000 | 10,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 3,000 | -2,000 | 6,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 795,000 | 790,000 | 798,000 | 800,000 |
| Total capital | 877,000 | 874,000 | 879,000 | 846,000 |
| Risk-weighted assets | 2,412,000 | 2,268,000 | 2,290,000 | 2,524,000 |