Call reports 2025
CENTRAL PENN BANK & TRUST — 2025
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 605,164,000 | 626,497,000 | 1,243,826,000 | 1,251,697,000 |
| Total loans | 449,682,000 | 467,613,000 | 900,610,000 | 918,171,000 |
| Allowance for loan losses | 4,451,000 | 4,636,000 | 9,512,000 | 9,904,000 |
| Securities available for sale | 110,503,000 | 106,768,000 | 222,259,000 | 220,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,528,000 | 514,655,000 | 1,105,997,000 | 1,111,534,000 |
| Interest-bearing deposits | 428,958,000 | 432,914,000 | 891,088,000 | 890,241,000 |
| Noninterest-bearing deposits | 77,570,000 | 81,741,000 | 214,909,000 | 221,293,000 |
| Equity capital | 55,542,000 | 56,246,000 | 114,998,000 | 118,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,381,000 | 15,065,000 | 29,412,000 | 46,791,000 |
| Interest expense | 2,661,000 | 5,380,000 | 9,860,000 | 14,966,000 |
| Net interest income | 4,720,000 | 9,685,000 | 19,552,000 | 31,825,000 |
| Noninterest income | 593,000 | 1,144,000 | 2,344,000 | 4,194,000 |
| Noninterest expense | 3,094,000 | 6,224,000 | 17,087,000 | 25,511,000 |
| Provision for loan losses | 70,000 | 262,000 | 4,490,000 | 4,852,000 |
| Pretax income | 2,212,000 | 4,443,000 | 411,000 | 5,308,000 |
| Income tax | 418,000 | 824,000 | 928,000 | 771,000 |
| Net income | 1,794,000 | 3,619,000 | -517,000 | 4,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,315,000 | 59,765,000 | 101,962,000 | 106,045,000 |