Call reports 2024
CENTRAL PENN BANK & TRUST — 2024
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 557,174,000 | 565,869,000 | 585,946,000 | 593,992,000 |
| Total loans | 394,750,000 | 404,305,000 | 410,801,000 | 436,339,000 |
| Allowance for loan losses | 3,857,000 | 3,886,000 | 3,951,000 | 4,379,000 |
| Securities available for sale | 116,629,000 | 111,800,000 | 117,778,000 | 115,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,219,000 | 479,663,000 | 496,655,000 | 489,630,000 |
| Interest-bearing deposits | 392,446,000 | 401,762,000 | 419,138,000 | 419,884,000 |
| Noninterest-bearing deposits | 74,773,000 | 77,901,000 | 77,517,000 | 69,746,000 |
| Equity capital | 52,684,000 | 52,033,000 | 55,452,000 | 53,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,122,000 | 12,499,000 | 19,282,000 | 26,409,000 |
| Interest expense | 2,318,000 | 4,699,000 | 7,207,000 | 9,837,000 |
| Net interest income | 3,804,000 | 7,800,000 | 12,075,000 | 16,572,000 |
| Noninterest income | 532,000 | 1,042,000 | 1,548,000 | 2,079,000 |
| Noninterest expense | 2,808,000 | 5,651,000 | 8,559,000 | 12,577,000 |
| Provision for loan losses | 0 | 30,000 | 117,000 | 568,000 |
| Pretax income | 1,528,000 | 3,161,000 | 4,895,000 | 5,395,000 |
| Income tax | 224,000 | 482,000 | 755,000 | 910,000 |
| Net income | 1,304,000 | 2,679,000 | 4,140,000 | 4,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,034,000 | 57,071,000 | 58,532,000 | 57,520,000 |