Call reports 2023
CENTRAL PENN BANK & TRUST — 2023
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 541,973,000 | 550,173,000 | 558,260,000 | 557,855,000 |
| Total loans | 364,959,000 | 375,061,000 | 381,643,000 | 387,924,000 |
| Allowance for loan losses | 3,852,000 | 3,865,000 | 3,866,000 | 3,861,000 |
| Securities available for sale | 128,201,000 | 121,101,000 | 116,506,000 | 118,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,061,000 | 462,915,000 | 477,129,000 | 472,895,000 |
| Interest-bearing deposits | 372,125,000 | 385,559,000 | 397,227,000 | 397,916,000 |
| Noninterest-bearing deposits | 83,936,000 | 77,356,000 | 79,902,000 | 74,979,000 |
| Equity capital | 49,941,000 | 48,971,000 | 48,879,000 | 51,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,985,000 | 10,278,000 | 15,872,000 | 21,813,000 |
| Interest expense | 1,368,000 | 3,192,000 | 5,244,000 | 7,465,000 |
| Net interest income | 3,617,000 | 7,086,000 | 10,628,000 | 14,348,000 |
| Noninterest income | 480,000 | 994,000 | 1,493,000 | 1,972,000 |
| Noninterest expense | 2,657,000 | 5,412,000 | 8,152,000 | 11,299,000 |
| Provision for loan losses | -226,000 | -226,000 | -226,000 | -226,000 |
| Pretax income | 1,652,000 | 2,894,000 | 4,195,000 | 4,848,000 |
| Income tax | 249,000 | 412,000 | 602,000 | 676,000 |
| Net income | 1,403,000 | 2,482,000 | 3,593,000 | 4,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,512,000 | 55,293,000 | 56,404,000 | 55,730,000 |