Call reports 2022
CENTRAL PENN BANK & TRUST — 2022
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 542,980,000 | 548,946,000 | 541,597,000 | 546,201,000 |
| Total loans | 345,461,000 | 357,697,000 | 367,556,000 | 368,866,000 |
| Allowance for loan losses | 4,085,000 | 4,070,000 | 4,055,000 | 4,058,000 |
| Securities available for sale | 126,556,000 | 126,123,000 | 121,466,000 | 125,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,149,000 | 479,746,000 | 478,788,000 | 460,901,000 |
| Interest-bearing deposits | 370,083,000 | 379,832,000 | 393,225,000 | 371,198,000 |
| Noninterest-bearing deposits | 90,066,000 | 99,914,000 | 85,563,000 | 89,703,000 |
| Equity capital | 49,350,000 | 46,714,000 | 45,830,000 | 47,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,204,000 | 8,502,000 | 13,094,000 | 17,986,000 |
| Interest expense | 293,000 | 619,000 | 1,151,000 | 2,136,000 |
| Net interest income | 3,911,000 | 7,883,000 | 11,943,000 | 15,850,000 |
| Noninterest income | 513,000 | 1,053,000 | 1,579,000 | 2,130,000 |
| Noninterest expense | 2,553,000 | 5,325,000 | 8,005,000 | 10,835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,871,000 | 3,611,000 | 5,517,000 | 7,145,000 |
| Income tax | 283,000 | 561,000 | 855,000 | 1,105,000 |
| Net income | 1,588,000 | 3,050,000 | 4,662,000 | 6,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,526,000 | 52,715,000 | 54,327,000 | 54,414,000 |