Call reports 2021
CENTRAL PENN BANK & TRUST — 2021
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 522,809,000 | 538,194,000 | 546,764,000 | 551,898,000 |
| Total loans | 329,361,000 | 337,833,000 | 340,101,000 | 339,110,000 |
| Allowance for loan losses | 4,220,000 | 4,205,000 | 4,229,000 | 4,084,000 |
| Securities available for sale | 107,578,000 | 107,241,000 | 107,468,000 | 113,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,586,000 | 444,645,000 | 449,901,000 | 465,967,000 |
| Interest-bearing deposits | 346,662,000 | 359,244,000 | 369,319,000 | 378,252,000 |
| Noninterest-bearing deposits | 80,924,000 | 85,401,000 | 80,582,000 | 87,715,000 |
| Equity capital | 50,284,000 | 50,970,000 | 52,748,000 | 51,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,157,000 | 8,452,000 | 13,063,000 | 17,287,000 |
| Interest expense | 445,000 | 843,000 | 1,191,000 | 1,522,000 |
| Net interest income | 3,712,000 | 7,609,000 | 11,872,000 | 15,765,000 |
| Noninterest income | 599,000 | 1,162,000 | 1,767,000 | 2,351,000 |
| Noninterest expense | 2,523,000 | 5,183,000 | 7,756,000 | 11,128,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,743,000 | 3,543,000 | 5,838,000 | 6,943,000 |
| Income tax | 283,000 | 542,000 | 888,000 | 1,061,000 |
| Net income | 1,460,000 | 3,001,000 | 4,950,000 | 5,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,967,000 | 49,292,000 | 51,241,000 | 50,938,000 |