Call reports 2020
CENTRAL PENN BANK & TRUST — 2020
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 456,261,000 | 496,915,000 | 506,783,000 | 507,965,000 |
| Total loans | 317,646,000 | 331,359,000 | 328,220,000 | 322,536,000 |
| Allowance for loan losses | 3,956,000 | 3,984,000 | 4,104,000 | 4,163,000 |
| Securities available for sale | 84,064,000 | 86,505,000 | 98,315,000 | 100,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,207,000 | 392,295,000 | 402,721,000 | 410,376,000 |
| Interest-bearing deposits | 286,614,000 | 307,802,000 | 319,624,000 | 324,140,000 |
| Noninterest-bearing deposits | 61,593,000 | 84,493,000 | 83,097,000 | 86,236,000 |
| Equity capital | 47,174,000 | 48,024,000 | 49,630,000 | 49,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 8,593,000 | 12,821,000 | 17,213,000 |
| Interest expense | 933,000 | 1,673,000 | 2,307,000 | 2,846,000 |
| Net interest income | 3,395,000 | 6,920,000 | 10,514,000 | 14,367,000 |
| Noninterest income | 513,000 | 1,045,000 | 1,735,000 | 2,353,000 |
| Noninterest expense | 2,182,000 | 4,502,000 | 6,887,000 | 9,850,000 |
| Provision for loan losses | 150,000 | 225,000 | 375,000 | 515,000 |
| Pretax income | 1,576,000 | 3,238,000 | 4,987,000 | 6,355,000 |
| Income tax | 245,000 | 495,000 | 756,000 | 971,000 |
| Net income | 1,331,000 | 2,743,000 | 4,231,000 | 5,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,793,000 | 46,045,000 | 47,533,000 | 47,507,000 |