Call reports 2019
CENTRAL PENN BANK & TRUST — 2019
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 441,539,000 | 442,357,000 | 452,068,000 | 458,549,000 |
| Total loans | 305,377,000 | 310,688,000 | 314,272,000 | 311,651,000 |
| Allowance for loan losses | 3,899,000 | 3,909,000 | 3,859,000 | 3,826,000 |
| Securities available for sale | 85,889,000 | 81,361,000 | 79,609,000 | 86,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,265,000 | 342,320,000 | 352,488,000 | 364,227,000 |
| Interest-bearing deposits | 286,013,000 | 286,382,000 | 293,448,000 | 300,231,000 |
| Noninterest-bearing deposits | 57,252,000 | 55,938,000 | 59,040,000 | 63,996,000 |
| Equity capital | 43,151,000 | 44,112,000 | 45,742,000 | 45,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,623,000 | 13,043,000 | 17,422,000 |
| Interest expense | 999,000 | 2,026,000 | 3,084,000 | 4,124,000 |
| Net interest income | 3,279,000 | 6,597,000 | 9,959,000 | 13,298,000 |
| Noninterest income | 511,000 | 1,033,000 | 1,630,000 | 2,233,000 |
| Noninterest expense | 2,267,000 | 4,524,000 | 6,828,000 | 9,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,523,000 | 3,106,000 | 4,761,000 | 6,003,000 |
| Income tax | 256,000 | 510,000 | 771,000 | 933,000 |
| Net income | 1,267,000 | 2,596,000 | 3,990,000 | 5,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,989,000 | 43,315,000 | 44,709,000 | 44,462,000 |
| Total capital | 46,888,000 | 47,224,000 | 48,568,000 | 48,288,000 |
| Risk-weighted assets | 330,740,000 | 332,139,000 | 334,746,000 | 339,836,000 |