Call reports 2018
CENTRAL PENN BANK & TRUST — 2018
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 429,186,000 | 435,814,000 | 448,969,000 | 435,652,000 |
| Total loans | 306,754,000 | 307,940,000 | 306,926,000 | 304,529,000 |
| Allowance for loan losses | 4,021,000 | 4,040,000 | 4,074,000 | 3,944,000 |
| Securities available for sale | 75,851,000 | 79,931,000 | 86,023,000 | 86,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,247,000 | 337,052,000 | 346,590,000 | 344,176,000 |
| Interest-bearing deposits | 279,772,000 | 276,964,000 | 290,997,000 | 289,914,000 |
| Noninterest-bearing deposits | 55,475,000 | 60,088,000 | 55,593,000 | 54,262,000 |
| Equity capital | 39,187,000 | 39,700,000 | 40,854,000 | 41,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,861,000 | 7,895,000 | 12,115,000 | 16,452,000 |
| Interest expense | 767,000 | 1,557,000 | 2,454,000 | 3,465,000 |
| Net interest income | 3,094,000 | 6,338,000 | 9,661,000 | 12,987,000 |
| Noninterest income | 513,000 | 1,112,000 | 1,648,000 | 2,141,000 |
| Noninterest expense | 2,040,000 | 4,204,000 | 6,368,000 | 8,819,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,462,000 | 3,066,000 | 4,686,000 | 5,856,000 |
| Income tax | 220,000 | 479,000 | 720,000 | 881,000 |
| Net income | 1,242,000 | 2,587,000 | 3,966,000 | 4,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,928,000 | 40,601,000 | 41,981,000 | 41,722,000 |
| Total capital | 42,742,000 | 44,641,000 | 46,055,000 | 45,666,000 |
| Risk-weighted assets | 304,900,000 | 331,498,000 | 332,422,000 | 327,150,000 |