Call reports 2017
CENTRAL PENN BANK & TRUST — 2017
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 419,914,000 | 428,732,000 | 423,254,000 | 421,463,000 |
| Total loans | 304,001,000 | 305,758,000 | 304,896,000 | 302,726,000 |
| Allowance for loan losses | 3,991,000 | 4,015,000 | 3,988,000 | 3,983,000 |
| Securities available for sale | 69,730,000 | 73,616,000 | 71,547,000 | 73,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,868,000 | 325,146,000 | 333,546,000 | 339,926,000 |
| Interest-bearing deposits | 266,221,000 | 270,392,000 | 283,205,000 | 285,368,000 |
| Noninterest-bearing deposits | 52,647,000 | 54,754,000 | 50,341,000 | 54,558,000 |
| Equity capital | 38,075,000 | 38,724,000 | 39,804,000 | 38,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,583,000 | 7,288,000 | 11,078,000 | 14,965,000 |
| Interest expense | 578,000 | 1,231,000 | 1,925,000 | 2,645,000 |
| Net interest income | 3,005,000 | 6,057,000 | 9,153,000 | 12,320,000 |
| Noninterest income | 528,000 | 1,038,000 | 1,535,000 | 2,020,000 |
| Noninterest expense | 1,976,000 | 4,020,000 | 6,030,000 | 8,249,000 |
| Provision for loan losses | 75,000 | 125,000 | 175,000 | 250,000 |
| Pretax income | 1,482,000 | 2,950,000 | 4,483,000 | 5,822,000 |
| Income tax | 392,000 | 782,000 | 1,164,000 | 2,028,000 |
| Net income | 1,090,000 | 2,168,000 | 3,319,000 | 3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,201,000 | 38,467,000 | 39,550,000 | 38,500,000 |
| Total capital | 41,967,000 | 42,272,000 | 43,303,000 | 42,243,000 |
| Risk-weighted assets | 301,021,000 | 304,195,000 | 299,995,000 | 299,192,000 |