Call reports 2016
CENTRAL PENN BANK & TRUST — 2016
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 385,254,000 | 396,258,000 | 411,860,000 | 404,500,000 |
| Total loans | 281,223,000 | 283,401,000 | 284,730,000 | 289,428,000 |
| Allowance for loan losses | 3,874,000 | 3,979,000 | 3,895,000 | 3,946,000 |
| Securities available for sale | 61,925,000 | 59,492,000 | 70,832,000 | 72,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,906,000 | 308,019,000 | 325,080,000 | 327,630,000 |
| Interest-bearing deposits | 254,562,000 | 260,222,000 | 276,825,000 | 275,250,000 |
| Noninterest-bearing deposits | 44,344,000 | 47,797,000 | 48,255,000 | 52,380,000 |
| Equity capital | 40,397,000 | 40,877,000 | 41,303,000 | 39,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 6,857,000 | 10,313,000 | 13,839,000 |
| Interest expense | 530,000 | 1,058,000 | 1,613,000 | 2,164,000 |
| Net interest income | 2,905,000 | 5,799,000 | 8,700,000 | 11,675,000 |
| Noninterest income | 511,000 | 1,088,000 | 1,675,000 | 2,182,000 |
| Noninterest expense | 1,932,000 | 3,865,000 | 5,829,000 | 8,059,000 |
| Provision for loan losses | 75,000 | 175,000 | 275,000 | 355,000 |
| Pretax income | 1,409,000 | 2,847,000 | 4,285,000 | 5,457,000 |
| Income tax | 363,000 | 688,000 | 1,051,000 | 1,275,000 |
| Net income | 1,046,000 | 2,159,000 | 3,234,000 | 4,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,833,000 | 40,105,000 | 40,682,000 | 40,238,000 |
| Total capital | 43,330,000 | 43,610,000 | 44,226,000 | 43,840,000 |
| Risk-weighted assets | 279,360,000 | 279,947,000 | 283,131,000 | 287,838,000 |