Call reports 2015
CENTRAL PENN BANK & TRUST — 2015
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 374,765,000 | 380,964,000 | 378,772,000 | 385,508,000 |
| Total loans | 260,017,000 | 270,165,000 | 270,302,000 | 281,038,000 |
| Allowance for loan losses | 3,572,000 | 3,649,000 | 3,670,000 | 3,826,000 |
| Securities available for sale | 70,101,000 | 66,167,000 | 63,107,000 | 63,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,916,000 | 286,224,000 | 295,233,000 | 290,933,000 |
| Interest-bearing deposits | 238,662,000 | 242,991,000 | 250,474,000 | 246,067,000 |
| Noninterest-bearing deposits | 39,254,000 | 43,233,000 | 44,759,000 | 44,866,000 |
| Equity capital | 38,375,000 | 38,170,000 | 39,392,000 | 39,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,623,000 | 9,988,000 | 13,446,000 |
| Interest expense | 510,000 | 1,013,000 | 1,511,000 | 2,021,000 |
| Net interest income | 2,804,000 | 5,610,000 | 8,477,000 | 11,425,000 |
| Noninterest income | 522,000 | 1,046,000 | 1,585,000 | 2,132,000 |
| Noninterest expense | 1,900,000 | 3,774,000 | 5,692,000 | 7,771,000 |
| Provision for loan losses | 115,000 | 230,000 | 355,000 | 570,000 |
| Pretax income | 1,325,000 | 2,666,000 | 4,029,000 | 5,230,000 |
| Income tax | 321,000 | 641,000 | 981,000 | 1,150,000 |
| Net income | 1,004,000 | 2,025,000 | 3,048,000 | 4,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,779,000 | 38,008,000 | 38,986,000 | 38,871,000 |
| Total capital | 41,013,000 | 41,340,000 | 42,317,000 | 42,339,000 |
| Risk-weighted assets | 258,392,000 | 266,274,000 | 266,128,000 | 277,120,000 |