Call reports 2014
CENTRAL PENN BANK & TRUST — 2014
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 351,388,000 | 362,430,000 | 372,581,000 | 375,778,000 |
| Total loans | 231,906,000 | 245,635,000 | 247,772,000 | 255,421,000 |
| Allowance for loan losses | 3,442,000 | 3,442,000 | 3,429,000 | 3,465,000 |
| Securities available for sale | 75,760,000 | 73,773,000 | 73,173,000 | 75,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,953,000 | 268,362,000 | 287,047,000 | 292,832,000 |
| Interest-bearing deposits | 227,625,000 | 229,879,000 | 246,484,000 | 252,163,000 |
| Noninterest-bearing deposits | 38,328,000 | 38,483,000 | 40,563,000 | 40,669,000 |
| Equity capital | 35,875,000 | 36,263,000 | 37,355,000 | 37,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,069,000 | 6,237,000 | 9,456,000 | 12,717,000 |
| Interest expense | 529,000 | 1,074,000 | 1,621,000 | 2,166,000 |
| Net interest income | 2,540,000 | 5,163,000 | 7,835,000 | 10,551,000 |
| Noninterest income | 465,000 | 969,000 | 1,533,000 | 2,035,000 |
| Noninterest expense | 1,806,000 | 3,659,000 | 5,610,000 | 7,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 53,000 |
| Pretax income | 1,199,000 | 2,473,000 | 3,758,000 | 4,988,000 |
| Income tax | 275,000 | 530,000 | 822,000 | 1,084,000 |
| Net income | 924,000 | 1,943,000 | 2,936,000 | 3,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,803,000 | 35,913,000 | 36,907,000 | 36,816,000 |
| Total capital | 38,792,000 | 39,023,000 | 40,050,000 | 40,025,000 |
| Risk-weighted assets | 238,669,000 | 248,465,000 | 251,135,000 | 256,466,000 |