Call reports 2013
CENTRAL PENN BANK & TRUST — 2013
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,381,000 | 330,839,000 | 336,834,000 | 346,968,000 |
| Total loans | 217,594,000 | 217,821,000 | 221,465,000 | 224,275,000 |
| Allowance for loan losses | 3,462,000 | 3,451,000 | 3,445,000 | 3,439,000 |
| Securities available for sale | 73,685,000 | 71,972,000 | 71,763,000 | 77,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,566,000 | 258,241,000 | 263,115,000 | 265,722,000 |
| Interest-bearing deposits | 223,921,000 | 218,107,000 | 223,857,000 | 226,037,000 |
| Noninterest-bearing deposits | 35,645,000 | 40,134,000 | 39,258,000 | 39,685,000 |
| Equity capital | 35,749,000 | 34,072,000 | 34,979,000 | 34,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,201,000 | 9,230,000 | 12,341,000 |
| Interest expense | 603,000 | 1,179,000 | 1,735,000 | 2,277,000 |
| Net interest income | 2,505,000 | 5,022,000 | 7,495,000 | 10,064,000 |
| Noninterest income | 544,000 | 1,114,000 | 1,661,000 | 2,178,000 |
| Noninterest expense | 1,808,000 | 3,605,000 | 5,394,000 | 7,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,241,000 | 2,531,000 | 3,762,000 | 4,950,000 |
| Income tax | 282,000 | 537,000 | 833,000 | 1,132,000 |
| Net income | 959,000 | 1,994,000 | 2,929,000 | 3,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,988,000 | 34,096,000 | 35,008,000 | 34,878,000 |
| Total capital | 37,825,000 | 36,932,000 | 37,890,000 | 37,822,000 |
| Risk-weighted assets | 226,350,000 | 226,259,000 | 230,005,000 | 234,987,000 |