Call reports 2012
CENTRAL PENN BANK & TRUST — 2012
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 322,164,000 | 322,763,000 | 330,517,000 | 338,709,000 |
| Total loans | 207,427,000 | 208,584,000 | 208,608,000 | 214,458,000 |
| Allowance for loan losses | 3,010,000 | 3,007,000 | 3,078,000 | 3,441,000 |
| Securities available for sale | 73,611,000 | 74,995,000 | 75,786,000 | 77,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,149,000 | 245,618,000 | 254,478,000 | 268,805,000 |
| Interest-bearing deposits | 215,496,000 | 213,603,000 | 222,446,000 | 232,741,000 |
| Noninterest-bearing deposits | 31,653,000 | 32,015,000 | 32,032,000 | 36,064,000 |
| Equity capital | 33,994,000 | 34,287,000 | 35,290,000 | 34,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,268,000 | 6,499,000 | 9,681,000 | 12,872,000 |
| Interest expense | 794,000 | 1,530,000 | 2,199,000 | 2,845,000 |
| Net interest income | 2,474,000 | 4,969,000 | 7,482,000 | 10,027,000 |
| Noninterest income | 501,000 | 1,063,000 | 1,619,000 | 2,215,000 |
| Noninterest expense | 1,756,000 | 3,431,000 | 5,162,000 | 7,043,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 525,000 |
| Pretax income | 1,221,000 | 2,603,000 | 3,841,000 | 4,676,000 |
| Income tax | 271,000 | 656,000 | 914,000 | 1,070,000 |
| Net income | 950,000 | 1,947,000 | 2,927,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,203,000 | 33,378,000 | 34,323,000 | 34,030,000 |
| Total capital | 36,009,000 | 36,182,000 | 37,152,000 | 36,995,000 |
| Risk-weighted assets | 224,244,000 | 224,088,000 | 226,102,000 | 236,698,000 |