Call reports 2011
CENTRAL PENN BANK & TRUST — 2011
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 309,504,000 | 313,051,000 | 324,644,000 | 330,289,000 |
| Total loans | 199,994,000 | 199,960,000 | 203,588,000 | 203,543,000 |
| Allowance for loan losses | 2,432,000 | 2,450,000 | 2,443,000 | 3,063,000 |
| Securities available for sale | 70,721,000 | 70,353,000 | 66,439,000 | 76,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,479,000 | 242,295,000 | 254,613,000 | 256,782,000 |
| Interest-bearing deposits | 211,175,000 | 211,795,000 | 222,827,000 | 223,541,000 |
| Noninterest-bearing deposits | 27,304,000 | 30,500,000 | 31,786,000 | 33,241,000 |
| Equity capital | 32,126,000 | 32,516,000 | 33,648,000 | 33,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,380,000 | 6,820,000 | 10,168,000 | 13,498,000 |
| Interest expense | 901,000 | 1,772,000 | 2,615,000 | 3,464,000 |
| Net interest income | 2,479,000 | 5,048,000 | 7,553,000 | 10,034,000 |
| Noninterest income | 450,000 | 958,000 | 1,475,000 | 2,035,000 |
| Noninterest expense | 1,710,000 | 3,462,000 | 5,113,000 | 6,798,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 850,000 |
| Pretax income | 1,119,000 | 2,350,000 | 3,721,000 | 4,461,000 |
| Income tax | 225,000 | 519,000 | 832,000 | 947,000 |
| Net income | 894,000 | 1,831,000 | 2,889,000 | 3,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,568,000 | 31,616,000 | 32,562,000 | 32,253,000 |
| Total capital | 34,000,000 | 34,066,000 | 35,005,000 | 35,047,000 |
| Risk-weighted assets | 220,690,000 | 218,445,000 | 221,450,000 | 223,290,000 |