Call reports 2010
CENTRAL PENN BANK & TRUST — 2010
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 293,469,000 | 295,075,000 | 308,374,000 | 310,722,000 |
| Total loans | 194,767,000 | 191,116,000 | 188,262,000 | 187,943,000 |
| Allowance for loan losses | 2,443,000 | 2,394,000 | 2,389,000 | 2,374,000 |
| Securities available for sale | 64,886,000 | 67,417,000 | 76,115,000 | 78,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 507,000 | 310,000 | 250,000 | 0 |
| Total deposits | 229,169,000 | 229,292,000 | 238,161,000 | 243,406,000 |
| Interest-bearing deposits | 203,843,000 | 203,712,000 | 212,259,000 | 214,331,000 |
| Noninterest-bearing deposits | 25,326,000 | 25,580,000 | 25,902,000 | 29,075,000 |
| Equity capital | 30,778,000 | 31,037,000 | 32,165,000 | 31,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,567,000 | 7,074,000 | 10,551,000 | 14,002,000 |
| Interest expense | 1,092,000 | 2,132,000 | 3,121,000 | 4,102,000 |
| Net interest income | 2,475,000 | 4,942,000 | 7,430,000 | 9,900,000 |
| Noninterest income | 440,000 | 976,000 | 1,497,000 | 2,146,000 |
| Noninterest expense | 1,700,000 | 3,456,000 | 5,196,000 | 7,229,000 |
| Provision for loan losses | 100,000 | 100,000 | 150,000 | 195,000 |
| Pretax income | 1,115,000 | 2,362,000 | 3,581,000 | 4,621,000 |
| Income tax | 226,000 | 538,000 | 819,000 | 1,045,000 |
| Net income | 889,000 | 1,824,000 | 2,762,000 | 3,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,703,000 | 29,917,000 | 30,855,000 | 30,774,000 |
| Total capital | 32,146,000 | 32,311,000 | 33,244,000 | 33,148,000 |
| Risk-weighted assets | 217,846,000 | 218,539,000 | 215,438,000 | 215,745,000 |