Call reports 2009
CENTRAL PENN BANK & TRUST — 2009
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 278,900,000 | 284,544,000 | 293,578,000 | 298,527,000 |
| Total loans | 187,101,000 | 187,418,000 | 193,352,000 | 191,215,000 |
| Allowance for loan losses | 2,016,000 | 2,104,000 | 2,147,000 | 2,384,000 |
| Securities available for sale | 62,060,000 | 59,947,000 | 60,650,000 | 70,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,534,000 | 921,000 | 692,000 | 592,000 |
| Total deposits | 213,549,000 | 219,948,000 | 224,631,000 | 232,277,000 |
| Interest-bearing deposits | 189,129,000 | 192,680,000 | 201,281,000 | 208,746,000 |
| Noninterest-bearing deposits | 24,420,000 | 27,268,000 | 23,350,000 | 23,531,000 |
| Equity capital | 28,633,000 | 29,000,000 | 30,545,000 | 29,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,397,000 | 11,102,000 | 14,807,000 |
| Interest expense | 1,303,000 | 2,581,000 | 3,837,000 | 5,055,000 |
| Net interest income | 2,426,000 | 4,816,000 | 7,265,000 | 9,752,000 |
| Noninterest income | 467,000 | 1,715,000 | 2,244,000 | 2,972,000 |
| Noninterest expense | 1,591,000 | 3,806,000 | 5,465,000 | 7,783,000 |
| Provision for loan losses | 208,000 | 309,000 | 409,000 | 771,000 |
| Pretax income | 1,095,000 | 2,429,000 | 3,648,000 | 4,183,000 |
| Income tax | 202,000 | 356,000 | 610,000 | 679,000 |
| Net income | 893,000 | 2,073,000 | 3,038,000 | 3,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,783,000 | 28,273,000 | 29,217,000 | 28,825,000 |
| Total capital | 29,799,000 | 30,377,000 | 31,364,000 | 31,209,000 |
| Risk-weighted assets | 201,019,000 | 205,907,000 | 212,678,000 | 215,961,000 |