Call reports 2008
CENTRAL PENN BANK & TRUST — 2008
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 264,078,000 | 267,967,000 | 277,036,000 | 275,062,000 |
| Total loans | 175,699,000 | 174,682,000 | 182,185,000 | 185,631,000 |
| Allowance for loan losses | 1,703,000 | 1,724,000 | 1,761,000 | 1,867,000 |
| Securities available for sale | 66,101,000 | 61,979,000 | 63,158,000 | 65,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,108,000 | 3,728,000 | 3,439,000 | 1,835,000 |
| Total deposits | 205,186,000 | 207,661,000 | 211,330,000 | 210,567,000 |
| Interest-bearing deposits | 183,113,000 | 182,521,000 | 188,515,000 | 186,284,000 |
| Noninterest-bearing deposits | 22,073,000 | 25,140,000 | 22,815,000 | 24,283,000 |
| Equity capital | 27,055,000 | 26,475,000 | 27,116,000 | 27,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,760,000 | 7,464,000 | 11,226,000 | 15,040,000 |
| Interest expense | 1,580,000 | 3,069,000 | 4,527,000 | 5,956,000 |
| Net interest income | 2,180,000 | 4,395,000 | 6,699,000 | 9,084,000 |
| Noninterest income | 495,000 | 855,000 | 1,263,000 | 1,599,000 |
| Noninterest expense | 1,472,000 | 2,971,000 | 4,545,000 | 6,261,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 259,000 |
| Pretax income | 1,173,000 | 2,219,000 | 3,298,000 | 4,166,000 |
| Income tax | 263,000 | 498,000 | 713,000 | 962,000 |
| Net income | 910,000 | 1,721,000 | 2,585,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,153,000 | 26,293,000 | 27,061,000 | 26,890,000 |
| Total capital | 27,856,000 | 28,017,000 | 28,822,000 | 28,757,000 |
| Risk-weighted assets | 186,203,000 | 187,246,000 | 196,189,000 | 197,492,000 |