Call reports 2007
CENTRAL PENN BANK & TRUST — 2007
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 252,074,000 | 249,356,000 | 263,014,000 | 262,557,000 |
| Total loans | 166,635,000 | 167,788,000 | 172,749,000 | 172,653,000 |
| Allowance for loan losses | 1,590,000 | 1,573,000 | 1,571,000 | 1,678,000 |
| Securities available for sale | 57,497,000 | 57,442,000 | 60,392,000 | 64,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,560,000 | 5,392,000 | 4,435,000 | 4,258,000 |
| Total deposits | 199,268,000 | 204,930,000 | 215,181,000 | 214,453,000 |
| Interest-bearing deposits | 178,482,000 | 182,885,000 | 192,801,000 | 191,487,000 |
| Noninterest-bearing deposits | 20,786,000 | 22,045,000 | 22,380,000 | 22,966,000 |
| Equity capital | 25,073,000 | 24,683,000 | 25,942,000 | 26,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,237,000 | 10,986,000 | 14,846,000 |
| Interest expense | 1,729,000 | 3,397,000 | 5,118,000 | 6,851,000 |
| Net interest income | 1,890,000 | 3,840,000 | 5,868,000 | 7,995,000 |
| Noninterest income | 421,000 | 808,000 | 1,265,000 | 1,679,000 |
| Noninterest expense | 1,322,000 | 2,707,000 | 4,160,000 | 5,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 140,000 |
| Pretax income | 990,000 | 1,942,000 | 2,981,000 | 3,680,000 |
| Income tax | 228,000 | 422,000 | 676,000 | 745,000 |
| Net income | 762,000 | 1,520,000 | 2,305,000 | 2,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,705,000 | 24,811,000 | 25,675,000 | 25,553,000 |
| Total capital | 26,295,000 | 26,384,000 | 27,246,000 | 27,231,000 |
| Risk-weighted assets | 179,372,000 | 178,838,000 | 185,189,000 | 185,014,000 |