Call reports 2006
CENTRAL PENN BANK & TRUST — 2006
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 267,946,000 | 265,144,000 | 262,255,000 | 256,269,000 |
| Total loans | 165,592,000 | 167,258,000 | 165,608,000 | 164,356,000 |
| Allowance for loan losses | 1,342,000 | 1,317,000 | 1,387,000 | 1,587,000 |
| Securities available for sale | 83,161,000 | 78,066,000 | 63,874,000 | 71,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,100,000 | 218,002,000 | 212,309,000 | 208,164,000 |
| Interest-bearing deposits | 197,708,000 | 197,917,000 | 192,631,000 | 188,486,000 |
| Noninterest-bearing deposits | 20,392,000 | 20,085,000 | 19,678,000 | 19,678,000 |
| Equity capital | 24,561,000 | 24,235,000 | 27,034,000 | 24,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,564,000 | 7,207,000 | 10,930,000 | 14,673,000 |
| Interest expense | 1,612,000 | 3,267,000 | 4,989,000 | 6,801,000 |
| Net interest income | 1,952,000 | 3,940,000 | 5,941,000 | 7,872,000 |
| Noninterest income | 402,000 | 787,000 | 3,583,000 | 3,945,000 |
| Noninterest expense | 1,567,000 | 3,006,000 | 5,145,000 | 6,917,000 |
| Provision for loan losses | 0 | 0 | 113,000 | 345,000 |
| Pretax income | 794,000 | 1,738,000 | 3,777,000 | 4,042,000 |
| Income tax | 137,000 | 291,000 | 737,000 | 714,000 |
| Net income | 657,000 | 1,447,000 | 3,040,000 | 3,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,511,000 | 24,671,000 | 26,717,000 | 24,297,000 |
| Total capital | 25,854,000 | 25,988,000 | 28,104,000 | 25,884,000 |
| Risk-weighted assets | 182,220,000 | 182,488,000 | 180,465,000 | 177,741,000 |