Call reports 2002
CENTRAL PENN BANK & TRUST — 2002
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,064,000 | 221,732,000 | 234,176,000 | 241,059,000 |
| Total loans | 130,900,000 | 134,252,000 | 136,490,000 | 136,411,000 |
| Allowance for loan losses | 1,921,000 | 1,913,000 | 1,913,000 | 1,896,000 |
| Securities available for sale | 59,615,000 | 59,868,000 | 66,523,000 | 74,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,813,000 | 180,710,000 | 190,899,000 | 198,216,000 |
| Interest-bearing deposits | 161,310,000 | 164,175,000 | 175,200,000 | 182,283,000 |
| Noninterest-bearing deposits | 14,503,000 | 16,535,000 | 15,699,000 | 15,933,000 |
| Equity capital | 22,090,000 | 23,065,000 | 23,973,000 | 23,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,670,000 | 10,088,000 | 13,423,000 |
| Interest expense | 1,482,000 | 2,914,000 | 4,380,000 | 5,882,000 |
| Net interest income | 1,858,000 | 3,756,000 | 5,708,000 | 7,541,000 |
| Noninterest income | 266,000 | 517,000 | 778,000 | 1,054,000 |
| Noninterest expense | 1,180,000 | 2,377,000 | 3,614,000 | 5,012,000 |
| Provision for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 908,000 | 1,864,000 | 2,841,000 | 3,553,000 |
| Income tax | 230,000 | 468,000 | 708,000 | 807,000 |
| Net income | 678,000 | 1,396,000 | 2,133,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,987,000 | 21,226,000 | 21,452,000 | 21,489,000 |
| Total capital | 22,693,000 | 22,978,000 | 23,248,000 | 23,378,000 |
| Risk-weighted assets | 136,265,000 | 139,795,000 | 143,388,000 | 150,780,000 |