Call reports 2001
CENTRAL PENN BANK & TRUST — 2001
What CENTRAL PENN BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 203,552,000 | 210,087,000 | 216,787,000 | 217,538,000 |
| Total loans | 142,168,000 | 140,484,000 | 138,281,000 | 132,616,000 |
| Allowance for loan losses | 1,835,000 | 1,871,000 | 1,906,000 | 1,892,000 |
| Securities available for sale | 43,217,000 | 45,391,000 | 52,431,000 | 57,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,357,000 | 174,161,000 | 179,929,000 | 179,835,000 |
| Interest-bearing deposits | 153,339,000 | 157,470,000 | 166,746,000 | 164,718,000 |
| Noninterest-bearing deposits | 13,018,000 | 16,691,000 | 13,183,000 | 15,117,000 |
| Equity capital | 21,699,000 | 21,723,000 | 22,857,000 | 21,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,053,000 | 10,647,000 | 14,146,000 |
| Interest expense | 1,988,000 | 3,898,000 | 5,813,000 | 7,553,000 |
| Net interest income | 1,541,000 | 3,155,000 | 4,834,000 | 6,593,000 |
| Noninterest income | 230,000 | 444,000 | 680,000 | 916,000 |
| Noninterest expense | 1,100,000 | 2,187,000 | 3,301,000 | 4,489,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 120,000 |
| Pretax income | 636,000 | 1,342,000 | 2,107,000 | 2,952,000 |
| Income tax | 132,000 | 274,000 | 446,000 | 639,000 |
| Net income | 504,000 | 1,068,000 | 1,661,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,099,000 | 20,261,000 | 20,886,000 | 20,278,000 |
| Total capital | 21,860,000 | 22,020,000 | 22,653,000 | 22,003,000 |
| Risk-weighted assets | 140,813,000 | 140,635,000 | 141,238,000 | 137,807,000 |