Call reports 2018
FIRST AMERICAN STATE BANK — 2018
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 92,844,000 | 91,462,000 | 88,412,000 |
| Total loans | 70,656,000 | 70,609,000 | 71,889,000 |
| Allowance for loan losses | 6,623,000 | 6,867,000 | 7,004,000 |
| Securities available for sale | 11,452,000 | 10,988,000 | 10,040,000 |
| Securities held to maturity | 2,788,000 | 2,759,000 | 2,731,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 77,837,000 | 75,762,000 | 72,791,000 |
| Interest-bearing deposits | 62,509,000 | 62,031,000 | 59,168,000 |
| Noninterest-bearing deposits | 15,328,000 | 13,731,000 | 13,623,000 |
| Equity capital | 13,060,000 | 13,180,000 | 13,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,572,000 | 5,122,000 | 7,791,000 |
| Interest expense | 59,000 | 127,000 | 206,000 |
| Net interest income | 2,513,000 | 4,995,000 | 7,585,000 |
| Noninterest income | 1,000,000 | 2,016,000 | 3,002,000 |
| Noninterest expense | 1,820,000 | 3,653,000 | 5,287,000 |
| Provision for loan losses | 1,464,000 | 2,951,000 | 4,309,000 |
| Pretax income | 229,000 | 407,000 | 991,000 |
| Income tax | 62,000 | 109,000 | 268,000 |
| Net income | 167,000 | 298,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 13,210,000 | 13,342,000 | 13,766,000 |
| Total capital | 14,125,000 | 14,200,000 | 14,735,000 |
| Risk-weighted assets | 67,169,000 | 62,332,000 | 71,243,000 |