Call reports 2017
FIRST AMERICAN STATE BANK — 2017
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,585,000 | 97,020,000 | 95,681,000 | 91,931,000 |
| Total loans | 71,453,000 | 76,269,000 | 77,312,000 | 74,631,000 |
| Allowance for loan losses | 5,807,000 | 6,081,000 | 6,482,000 | 6,710,000 |
| Securities available for sale | 14,064,000 | 13,531,000 | 12,949,000 | 12,348,000 |
| Securities held to maturity | 4,672,000 | 4,633,000 | 3,598,000 | 2,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,176,000 | 81,642,000 | 80,747,000 | 76,647,000 |
| Interest-bearing deposits | 66,506,000 | 66,164,000 | 64,648,000 | 61,031,000 |
| Noninterest-bearing deposits | 17,670,000 | 15,478,000 | 16,099,000 | 15,616,000 |
| Equity capital | 12,638,000 | 12,819,000 | 12,924,000 | 12,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,974,000 | 7,628,000 | 10,369,000 |
| Interest expense | 55,000 | 112,000 | 175,000 | 238,000 |
| Net interest income | 2,376,000 | 4,862,000 | 7,453,000 | 10,131,000 |
| Noninterest income | 986,000 | 1,976,000 | 2,989,000 | 3,981,000 |
| Noninterest expense | 1,673,000 | 3,361,000 | 5,118,000 | 6,836,000 |
| Provision for loan losses | 1,488,000 | 3,044,000 | 4,713,000 | 6,429,000 |
| Pretax income | 201,000 | 433,000 | 611,000 | 847,000 |
| Income tax | 79,000 | 176,000 | 240,000 | 336,000 |
| Net income | 122,000 | 257,000 | 371,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,638,000 | 12,819,000 | 12,924,000 | 13,043,000 |
| Total capital | 13,515,000 | 13,738,000 | 13,851,000 | 13,938,000 |
| Risk-weighted assets | 64,921,000 | 68,103,000 | 68,306,000 | 65,494,000 |