Call reports 2016
FIRST AMERICAN STATE BANK — 2016
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,881,000 | 71,187,000 | 70,667,000 | 98,722,000 |
| Total loans | 54,656,000 | 56,144,000 | 56,095,000 | 70,416,000 |
| Allowance for loan losses | 3,931,000 | 4,221,000 | 4,570,000 | 5,767,000 |
| Securities available for sale | 5,518,000 | 5,281,000 | 5,031,000 | 13,662,000 |
| Securities held to maturity | 7,634,000 | 7,414,000 | 7,140,000 | 8,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,997,000 | 59,765,000 | 59,262,000 | 83,519,000 |
| Interest-bearing deposits | 47,604,000 | 47,121,000 | 46,639,000 | 64,998,000 |
| Noninterest-bearing deposits | 13,393,000 | 12,644,000 | 12,623,000 | 18,521,000 |
| Equity capital | 9,180,000 | 9,265,000 | 9,304,000 | 12,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,712,000 | 3,496,000 | 5,489,000 | 9,153,000 |
| Interest expense | 46,000 | 94,000 | 142,000 | 243,000 |
| Net interest income | 1,666,000 | 3,402,000 | 5,347,000 | 8,910,000 |
| Noninterest income | 729,000 | 1,540,000 | 2,361,000 | 3,786,000 |
| Noninterest expense | 1,327,000 | 2,812,000 | 4,375,000 | 7,001,000 |
| Provision for loan losses | 814,000 | 1,771,000 | 2,896,000 | 5,288,000 |
| Pretax income | 254,000 | 359,000 | 437,000 | 407,000 |
| Income tax | 89,000 | 128,000 | 162,000 | 190,000 |
| Net income | 165,000 | 231,000 | 275,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,168,000 | 9,264,000 | 9,304,000 | 12,503,000 |
| Total capital | 9,806,000 | 9,911,000 | 9,949,000 | 13,393,000 |
| Risk-weighted assets | 47,607,000 | 47,973,000 | 47,481,000 | 66,045,000 |