Call reports 2015
FIRST AMERICAN STATE BANK — 2015
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,698,000 | 70,144,000 | 68,948,000 | 71,922,000 |
| Total loans | 49,671,000 | 50,601,000 | 49,961,000 | 54,896,000 |
| Allowance for loan losses | 3,028,000 | 3,339,000 | 3,559,000 | 3,794,000 |
| Securities available for sale | 3,725,000 | 6,358,000 | 6,024,000 | 5,728,000 |
| Securities held to maturity | 7,644,000 | 9,208,000 | 8,626,000 | 7,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,485,000 | 59,483,000 | 58,366,000 | 60,855,000 |
| Interest-bearing deposits | 46,271,000 | 45,499,000 | 44,976,000 | 46,833,000 |
| Noninterest-bearing deposits | 14,214,000 | 13,984,000 | 13,390,000 | 14,022,000 |
| Equity capital | 8,930,000 | 8,922,000 | 9,052,000 | 8,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,813,000 | 4,369,000 | 6,001,000 |
| Interest expense | 30,000 | 65,000 | 99,000 | 137,000 |
| Net interest income | 1,334,000 | 2,748,000 | 4,270,000 | 5,864,000 |
| Noninterest income | 580,000 | 1,161,000 | 1,778,000 | 2,439,000 |
| Noninterest expense | 1,186,000 | 2,439,000 | 3,674,000 | 5,092,000 |
| Provision for loan losses | 551,000 | 1,277,000 | 1,994,000 | 2,904,000 |
| Pretax income | 177,000 | 193,000 | 380,000 | 307,000 |
| Income tax | 66,000 | 59,000 | 125,000 | 100,000 |
| Net income | 111,000 | 134,000 | 255,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,930,000 | 8,922,000 | 9,052,000 | 8,987,000 |
| Total capital | 9,535,000 | 9,532,000 | 9,664,000 | 9,645,000 |
| Risk-weighted assets | 46,003,000 | 45,850,000 | 45,804,000 | 49,336,000 |