Call reports 2014
FIRST AMERICAN STATE BANK — 2014
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,512,000 | 63,300,000 | 64,103,000 | 69,753,000 |
| Total loans | 42,973,000 | 45,722,000 | 49,259,000 | 50,358,000 |
| Allowance for loan losses | 2,238,000 | 2,482,000 | 2,755,000 | 2,980,000 |
| Securities available for sale | 8,063,000 | 6,231,000 | 5,835,000 | 4,024,000 |
| Securities held to maturity | 7,249,000 | 7,087,000 | 7,020,000 | 6,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,619,000 | 53,106,000 | 54,014,000 | 59,281,000 |
| Interest-bearing deposits | 43,897,000 | 42,898,000 | 41,845,000 | 44,566,000 |
| Noninterest-bearing deposits | 11,722,000 | 10,208,000 | 12,169,000 | 14,715,000 |
| Equity capital | 8,626,000 | 8,693,000 | 8,748,000 | 8,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,250,000 | 3,567,000 | 4,970,000 |
| Interest expense | 22,000 | 40,000 | 58,000 | 85,000 |
| Net interest income | 1,066,000 | 2,210,000 | 3,509,000 | 4,885,000 |
| Noninterest income | 445,000 | 943,000 | 1,392,000 | 1,906,000 |
| Noninterest expense | 1,017,000 | 2,050,000 | 3,083,000 | 4,168,000 |
| Provision for loan losses | 448,000 | 962,000 | 1,582,000 | 2,265,000 |
| Pretax income | 46,000 | 141,000 | 236,000 | 358,000 |
| Income tax | 8,000 | 25,000 | 45,000 | 96,000 |
| Net income | 38,000 | 116,000 | 191,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,574,000 | 8,652,000 | 8,725,000 | 8,797,000 |
| Total capital | 9,161,000 | 9,318,000 | 9,422,000 | 9,503,000 |
| Risk-weighted assets | 45,090,000 | 51,223,000 | 53,462,000 | 53,984,000 |