Call reports 2013
FIRST AMERICAN STATE BANK — 2013
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,437,000 | 63,102,000 | 63,656,000 | 64,207,000 |
| Total loans | 33,348,000 | 34,050,000 | 37,500,000 | 42,664,000 |
| Allowance for loan losses | 1,004,000 | 1,397,000 | 1,756,000 | 2,058,000 |
| Securities available for sale | 11,983,000 | 10,776,000 | 9,243,000 | 8,880,000 |
| Securities held to maturity | 7,966,000 | 8,692,000 | 8,612,000 | 7,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,167,000 | 53,698,000 | 54,024,000 | 54,523,000 |
| Interest-bearing deposits | 44,103,000 | 43,988,000 | 43,433,000 | 43,750,000 |
| Noninterest-bearing deposits | 10,064,000 | 9,710,000 | 10,591,000 | 10,773,000 |
| Equity capital | 8,592,000 | 8,534,000 | 8,568,000 | 8,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,503,000 | 2,456,000 | 3,480,000 |
| Interest expense | 34,000 | 61,000 | 88,000 | 111,000 |
| Net interest income | 661,000 | 1,442,000 | 2,368,000 | 3,369,000 |
| Noninterest income | 458,000 | 1,075,000 | 1,593,000 | 2,064,000 |
| Noninterest expense | 872,000 | 1,822,000 | 2,732,000 | 3,659,000 |
| Provision for loan losses | 267,000 | 739,000 | 1,244,000 | 1,766,000 |
| Pretax income | -20,000 | -44,000 | -15,000 | 8,000 |
| Income tax | -17,000 | -41,000 | -25,000 | -31,000 |
| Net income | -3,000 | -3,000 | 10,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,492,000 | 8,492,000 | 8,506,000 | 8,535,000 |
| Total capital | 8,967,000 | 8,976,000 | 9,037,000 | 9,120,000 |
| Risk-weighted assets | 37,345,000 | 37,838,000 | 41,064,000 | 45,138,000 |