Call reports 2011
FIRST AMERICAN STATE BANK — 2011
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,079,000 | 69,795,000 | 68,178,000 | 67,411,000 |
| Total loans | 32,172,000 | 31,456,000 | 32,732,000 | 32,865,000 |
| Allowance for loan losses | 562,000 | 559,000 | 598,000 | 598,000 |
| Securities available for sale | 10,476,000 | 11,954,000 | 12,843,000 | 12,503,000 |
| Securities held to maturity | 12,238,000 | 11,859,000 | 10,343,000 | 10,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,188,000 | 60,753,000 | 59,114,000 | 58,399,000 |
| Interest-bearing deposits | 52,407,000 | 51,142,000 | 48,950,000 | 48,489,000 |
| Noninterest-bearing deposits | 9,781,000 | 9,611,000 | 10,164,000 | 9,910,000 |
| Equity capital | 8,481,000 | 8,570,000 | 8,591,000 | 8,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,397,000 | 2,106,000 | 2,781,000 |
| Interest expense | 137,000 | 266,000 | 382,000 | 487,000 |
| Net interest income | 555,000 | 1,131,000 | 1,724,000 | 2,294,000 |
| Noninterest income | 95,000 | 165,000 | 250,000 | 316,000 |
| Noninterest expense | 569,000 | 1,182,000 | 1,789,000 | 2,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 114,000 | 185,000 | 236,000 |
| Income tax | 14,000 | 16,000 | 30,000 | 33,000 |
| Net income | 67,000 | 98,000 | 155,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,330,000 | 8,362,000 | 8,369,000 | 8,416,000 |
| Total capital | 8,759,000 | 8,788,000 | 8,806,000 | 8,861,000 |
| Risk-weighted assets | 35,048,000 | 34,085,000 | 34,801,000 | 35,438,000 |