Call reports 2010
FIRST AMERICAN STATE BANK — 2010
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,512,000 | 73,382,000 | 70,851,000 | 69,655,000 |
| Total loans | 31,786,000 | 33,243,000 | 32,252,000 | 31,941,000 |
| Allowance for loan losses | 583,000 | 603,000 | 569,000 | 560,000 |
| Securities available for sale | 5,346,000 | 4,782,000 | 6,755,000 | 6,044,000 |
| Securities held to maturity | 15,773,000 | 15,705,000 | 13,683,000 | 13,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,705,000 | 63,632,000 | 61,948,000 | 60,810,000 |
| Interest-bearing deposits | 55,257,000 | 54,453,000 | 53,081,000 | 51,708,000 |
| Noninterest-bearing deposits | 9,448,000 | 9,179,000 | 8,867,000 | 9,102,000 |
| Equity capital | 8,395,000 | 8,409,000 | 8,422,000 | 8,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,597,000 | 2,362,000 | 3,101,000 |
| Interest expense | 201,000 | 390,000 | 564,000 | 718,000 |
| Net interest income | 602,000 | 1,207,000 | 1,798,000 | 2,383,000 |
| Noninterest income | 101,000 | 181,000 | 283,000 | 378,000 |
| Noninterest expense | 616,000 | 1,235,000 | 1,846,000 | 2,430,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 78,000 | 144,000 | 226,000 | 322,000 |
| Income tax | 15,000 | 30,000 | 48,000 | 53,000 |
| Net income | 63,000 | 114,000 | 178,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,209,000 | 8,223,000 | 8,264,000 |
| Total capital | 8,683,000 | 8,703,000 | 8,720,000 | 8,713,000 |
| Risk-weighted assets | 37,891,000 | 39,455,000 | 39,975,000 | 35,845,000 |