Call reports 2009
FIRST AMERICAN STATE BANK — 2009
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,859,000 | 73,987,000 | 74,131,000 | 71,858,000 |
| Total loans | 31,044,000 | 32,784,000 | 33,455,000 | 32,454,000 |
| Allowance for loan losses | 580,000 | 585,000 | 526,000 | 567,000 |
| Securities available for sale | 7,254,000 | 7,068,000 | 6,513,000 | 5,950,000 |
| Securities held to maturity | 18,400,000 | 17,328,000 | 17,309,000 | 16,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,937,000 | 65,069,000 | 65,138,000 | 63,079,000 |
| Interest-bearing deposits | 54,247,000 | 54,629,000 | 55,253,000 | 53,947,000 |
| Noninterest-bearing deposits | 9,690,000 | 10,440,000 | 9,885,000 | 9,132,000 |
| Equity capital | 8,469,000 | 8,408,000 | 8,467,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,748,000 | 2,622,000 | 3,467,000 |
| Interest expense | 265,000 | 516,000 | 763,000 | 984,000 |
| Net interest income | 609,000 | 1,232,000 | 1,859,000 | 2,483,000 |
| Noninterest income | 110,000 | 193,000 | 295,000 | 379,000 |
| Noninterest expense | 570,000 | 1,187,000 | 1,808,000 | 2,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 149,000 | 238,000 | 346,000 | 387,000 |
| Income tax | 41,000 | 64,000 | 91,000 | 83,000 |
| Net income | 108,000 | 174,000 | 255,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,254,000 | 8,251,000 | 8,282,000 | 8,195,000 |
| Total capital | 8,732,000 | 8,727,000 | 8,778,000 | 8,680,000 |
| Risk-weighted assets | 38,096,000 | 38,743,000 | 39,948,000 | 38,371,000 |