Call reports 2004

FIRST AMERICAN STATE BANK — 2004

Name: FIRST AMERICAN STATE BANK — FFIEC call report 2004
Creator: FIRST AMERICAN STATE BANK

What FIRST AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/558487ea-5b47-4ed1-87ab-3e6f62d2f5cb/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	91,279,000	92,755,000	89,859,000	88,830,000
Total loans	49,901,000	51,804,000	47,517,000	45,975,000
Allowance for loan losses	367,000	502,000	607,000	806,000
Securities available for sale	20,609,000	22,136,000	21,673,000	18,448,000
Securities held to maturity	7,666,000	9,629,000	11,600,000	10,452,000
Trading assets	0	0	0	0
Total deposits	82,547,000	82,353,000	80,665,000	80,371,000
Interest-bearing deposits	73,582,000	73,176,000	71,213,000	70,526,000
Noninterest-bearing deposits	8,965,000	9,177,000	9,452,000	9,845,000
Equity capital	7,551,000	7,246,000	7,299,000	7,263,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,169,000	2,350,000	3,488,000	4,559,000
Interest expense	331,000	652,000	948,000	1,248,000
Net interest income	838,000	1,698,000	2,540,000	3,311,000
Noninterest income	56,000	195,000	320,000	407,000
Noninterest expense	689,000	1,346,000	2,049,000	2,781,000
Provision for loan losses	40,000	170,000	230,000	290,000
Pretax income	165,000	377,000	581,000	647,000
Income tax	28,000	102,000	161,000	169,000
Net income	137,000	275,000	420,000	478,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,292,000	7,261,000	7,238,000	7,295,000
Total capital	7,659,000	7,763,000	7,845,000	7,939,000
Risk-weighted assets	55,721,000	56,774,000	51,911,000	51,330,000