Call reports 2025
FIRST NATIONAL BANK IN CIMARRON — 2025
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,937,000 | 142,475,000 | 141,601,000 | 161,618,000 |
| Total loans | 73,636,000 | 71,920,000 | 71,781,000 | 71,529,000 |
| Allowance for loan losses | 822,000 | 852,000 | 787,000 | 762,000 |
| Securities available for sale | 61,259,000 | 60,619,000 | 63,379,000 | 63,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,440,000 | 132,345,000 | 126,715,000 | 150,648,000 |
| Interest-bearing deposits | 84,080,000 | 85,951,000 | 81,440,000 | 90,158,000 |
| Noninterest-bearing deposits | 48,360,000 | 46,394,000 | 45,275,000 | 60,490,000 |
| Equity capital | 6,495,000 | 7,010,000 | 8,937,000 | 8,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,522,000 | 5,309,000 | 7,086,000 |
| Interest expense | 422,000 | 844,000 | 1,286,000 | 1,750,000 |
| Net interest income | 1,401,000 | 2,678,000 | 4,023,000 | 5,336,000 |
| Noninterest income | 115,000 | 195,000 | 294,000 | 384,000 |
| Noninterest expense | 916,000 | 1,816,000 | 2,764,000 | 3,740,000 |
| Provision for loan losses | 41,000 | 71,000 | 6,000 | -11,000 |
| Pretax income | 555,000 | 1,108,000 | 1,659,000 | 2,085,000 |
| Income tax | 23,000 | 46,000 | 69,000 | 69,000 |
| Net income | 532,000 | 1,062,000 | 1,590,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,613,000 | 13,003,000 | 13,286,000 | 12,912,000 |
| Total capital | 13,589,000 | 13,997,000 | 14,225,000 | 13,844,000 |
| Risk-weighted assets | 87,728,000 | 89,251,000 | 88,130,000 | 87,950,000 |