Call reports 2015
FIRST NATIONAL BANK IN CIMARRON — 2015
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 89,965,000 | 89,708,000 | 89,906,000 | 92,144,000 |
| Total loans | 36,476,000 | 39,139,000 | 41,540,000 | 42,918,000 |
| Allowance for loan losses | 583,000 | 590,000 | 591,000 | 600,000 |
| Securities available for sale | 46,338,000 | 47,129,000 | 45,165,000 | 43,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,034,000 | 1,034,000 | 1,034,000 | 1,034,000 |
| Total deposits | 81,294,000 | 78,453,000 | 72,802,000 | 82,745,000 |
| Interest-bearing deposits | 55,692,000 | 55,498,000 | 50,818,000 | 57,741,000 |
| Noninterest-bearing deposits | 25,602,000 | 22,956,000 | 21,984,000 | 25,004,000 |
| Equity capital | 7,531,000 | 7,377,000 | 7,327,000 | 7,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,569,000 | 2,366,000 | 3,177,000 |
| Interest expense | 31,000 | 63,000 | 96,000 | 128,000 |
| Net interest income | 758,000 | 1,506,000 | 2,270,000 | 3,049,000 |
| Noninterest income | 132,000 | 192,000 | 253,000 | 313,000 |
| Noninterest expense | 591,000 | 1,176,000 | 1,779,000 | 2,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 299,000 | 527,000 | 749,000 | 912,000 |
| Income tax | 13,000 | 24,000 | 34,000 | 38,000 |
| Net income | 286,000 | 503,000 | 715,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,898,000 | 6,965,000 | 6,892,000 | 6,726,000 |
| Total capital | 7,481,000 | 7,555,000 | 7,483,000 | 7,326,000 |
| Risk-weighted assets | 47,925,000 | 51,571,000 | 53,584,000 | 52,815,000 |