Call reports 2013
FIRST NATIONAL BANK IN CIMARRON — 2013
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,820,000 | 88,979,000 | 87,575,000 | 90,069,000 |
| Total loans | 32,020,000 | 34,184,000 | 35,573,000 | 39,045,000 |
| Allowance for loan losses | 580,000 | 578,000 | 580,000 | 570,000 |
| Securities available for sale | 48,836,000 | 50,629,000 | 47,910,000 | 46,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 864,000 | 864,000 | 864,000 | 864,000 |
| Total deposits | 79,383,000 | 77,846,000 | 74,212,000 | 79,830,000 |
| Interest-bearing deposits | 54,183,000 | 53,989,000 | 51,963,000 | 54,601,000 |
| Noninterest-bearing deposits | 25,200,000 | 23,857,000 | 22,248,000 | 25,229,000 |
| Equity capital | 7,793,000 | 6,754,000 | 6,405,000 | 6,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,537,000 | 2,310,000 | 3,134,000 |
| Interest expense | 119,000 | 166,000 | 213,000 | 256,000 |
| Net interest income | 673,000 | 1,371,000 | 2,097,000 | 2,878,000 |
| Noninterest income | 141,000 | 193,000 | 261,000 | 329,000 |
| Noninterest expense | 596,000 | 1,195,000 | 1,807,000 | 2,446,000 |
| Provision for loan losses | 0 | 0 | 0 | -11,000 |
| Pretax income | 315,000 | 512,000 | 694,000 | 915,000 |
| Income tax | 14,000 | 23,000 | 31,000 | 36,000 |
| Net income | 301,000 | 489,000 | 663,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,571,000 | 6,609,000 | 6,533,000 | 6,424,000 |
| Total capital | 7,076,000 | 7,132,000 | 7,062,000 | 6,994,000 |
| Risk-weighted assets | 40,330,000 | 41,773,000 | 42,289,000 | 45,638,000 |