Call reports 2012
FIRST NATIONAL BANK IN CIMARRON — 2012
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,809,000 | 90,416,000 | 84,310,000 | 93,019,000 |
| Total loans | 31,342,000 | 33,596,000 | 35,100,000 | 38,545,000 |
| Allowance for loan losses | 589,000 | 580,000 | 581,000 | 581,000 |
| Securities available for sale | 49,339,000 | 49,621,000 | 44,538,000 | 45,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 786,000 | 786,000 | 786,000 | 786,000 |
| Total deposits | 74,472,000 | 78,489,000 | 73,738,000 | 83,434,000 |
| Interest-bearing deposits | 54,015,000 | 54,398,000 | 51,861,000 | 57,131,000 |
| Noninterest-bearing deposits | 20,457,000 | 24,090,000 | 21,877,000 | 26,303,000 |
| Equity capital | 7,816,000 | 7,950,000 | 8,215,000 | 7,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,733,000 | 2,577,000 | 3,432,000 |
| Interest expense | 117,000 | 246,000 | 327,000 | 396,000 |
| Net interest income | 745,000 | 1,487,000 | 2,250,000 | 3,036,000 |
| Noninterest income | 140,000 | 200,000 | 264,000 | 336,000 |
| Noninterest expense | 604,000 | 1,213,000 | 1,816,000 | 2,485,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 582,000 | 877,000 | 1,066,000 |
| Income tax | 14,000 | 25,000 | 38,000 | 44,000 |
| Net income | 318,000 | 557,000 | 839,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,475,000 | 6,507,000 | 6,270,000 |
| Total capital | 6,877,000 | 6,997,000 | 7,040,000 | 6,833,000 |
| Risk-weighted assets | 39,209,000 | 41,726,000 | 42,595,000 | 45,050,000 |