Call reports 2010
FIRST NATIONAL BANK IN CIMARRON — 2010
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,806,000 | 70,960,000 | 72,919,000 | 84,929,000 |
| Total loans | 38,354,000 | 38,875,000 | 41,164,000 | 40,570,000 |
| Allowance for loan losses | 494,000 | 508,000 | 509,000 | 559,000 |
| Securities available for sale | 29,833,000 | 27,324,000 | 27,215,000 | 29,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 625,000 | 625,000 | 625,000 | 625,000 |
| Total deposits | 58,101,000 | 59,477,000 | 58,170,000 | 73,618,000 |
| Interest-bearing deposits | 41,422,000 | 43,820,000 | 42,965,000 | 51,037,000 |
| Noninterest-bearing deposits | 16,679,000 | 15,657,000 | 15,205,000 | 22,581,000 |
| Equity capital | 5,992,000 | 6,286,000 | 6,589,000 | 5,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,901,000 | 2,843,000 | 3,806,000 |
| Interest expense | 188,000 | 377,000 | 560,000 | 731,000 |
| Net interest income | 772,000 | 1,524,000 | 2,283,000 | 3,075,000 |
| Noninterest income | 182,000 | 285,000 | 427,000 | 514,000 |
| Noninterest expense | 563,000 | 1,110,000 | 1,663,000 | 2,547,000 |
| Provision for loan losses | 12,000 | 25,000 | 38,000 | 88,000 |
| Pretax income | 379,000 | 710,000 | 1,045,000 | 990,000 |
| Income tax | 17,000 | 31,000 | 46,000 | 17,000 |
| Net income | 362,000 | 679,000 | 999,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,203,000 | 5,370,000 | 5,465,000 | 4,924,000 |
| Total capital | 5,697,000 | 5,878,000 | 5,974,000 | 5,483,000 |
| Risk-weighted assets | 43,494,000 | 43,525,000 | 45,152,000 | 45,380,000 |