Call reports 2009
FIRST NATIONAL BANK IN CIMARRON — 2009
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,850,000 | 66,784,000 | 67,385,000 | 71,457,000 |
| Total loans | 34,946,000 | 33,862,000 | 36,475,000 | 36,246,000 |
| Allowance for loan losses | 436,000 | 433,000 | 432,000 | 482,000 |
| Securities available for sale | 26,169,000 | 29,303,000 | 27,650,000 | 27,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 538,000 | 538,000 | 538,000 | 538,000 |
| Total deposits | 56,872,000 | 55,016,000 | 53,688,000 | 61,928,000 |
| Interest-bearing deposits | 39,882,000 | 39,517,000 | 37,988,000 | 42,813,000 |
| Noninterest-bearing deposits | 16,990,000 | 15,499,000 | 15,700,000 | 19,115,000 |
| Equity capital | 5,512,000 | 5,468,000 | 5,884,000 | 5,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,833,000 | 2,753,000 | 3,697,000 |
| Interest expense | 191,000 | 388,000 | 580,000 | 770,000 |
| Net interest income | 728,000 | 1,445,000 | 2,173,000 | 2,927,000 |
| Noninterest income | 145,000 | 242,000 | 340,000 | 423,000 |
| Noninterest expense | 536,000 | 1,096,000 | 1,657,000 | 2,508,000 |
| Provision for loan losses | 13,000 | 13,000 | 25,000 | 75,000 |
| Pretax income | 353,000 | 607,000 | 926,000 | 877,000 |
| Income tax | 15,000 | 26,000 | 40,000 | 17,000 |
| Net income | 338,000 | 581,000 | 886,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,019,000 | 5,112,000 | 5,192,000 | 4,841,000 |
| Total capital | 5,455,000 | 5,545,000 | 5,624,000 | 5,323,000 |
| Risk-weighted assets | 38,270,000 | 37,660,000 | 39,448,000 | 41,180,000 |