Call reports 2008
FIRST NATIONAL BANK IN CIMARRON — 2008
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,232,000 | 68,213,000 | 63,687,000 | 67,463,000 |
| Total loans | 32,732,000 | 37,336,000 | 33,998,000 | 35,287,000 |
| Allowance for loan losses | 365,000 | 362,000 | 375,000 | 424,000 |
| Securities available for sale | 28,187,000 | 26,091,000 | 25,746,000 | 26,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 476,000 | 476,000 | 476,000 | 476,000 |
| Total deposits | 56,536,000 | 57,400,000 | 53,079,000 | 59,386,000 |
| Interest-bearing deposits | 42,365,000 | 41,388,000 | 38,329,000 | 41,142,000 |
| Noninterest-bearing deposits | 14,171,000 | 16,012,000 | 14,750,000 | 18,244,000 |
| Equity capital | 5,063,000 | 4,506,000 | 5,096,000 | 5,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,946,000 | 2,934,000 | 3,861,000 |
| Interest expense | 303,000 | 579,000 | 825,000 | 1,035,000 |
| Net interest income | 672,000 | 1,367,000 | 2,109,000 | 2,826,000 |
| Noninterest income | 114,000 | 218,000 | 318,000 | 412,000 |
| Noninterest expense | 512,000 | 1,023,000 | 1,532,000 | 2,336,000 |
| Provision for loan losses | 12,000 | 25,000 | 37,000 | 87,000 |
| Pretax income | 295,000 | 577,000 | 930,000 | 895,000 |
| Income tax | 13,000 | 25,000 | 40,000 | 34,000 |
| Net income | 282,000 | 552,000 | 890,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,802,000 | 4,921,000 | 5,035,000 | 4,681,000 |
| Total capital | 5,167,000 | 5,283,000 | 5,410,000 | 5,105,000 |
| Risk-weighted assets | 35,647,000 | 39,552,000 | 36,320,000 | 37,824,000 |