Call reports 2007
FIRST NATIONAL BANK IN CIMARRON — 2007
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,232,000 | 60,146,000 | 59,331,000 | 66,028,000 |
| Total loans | 30,211,000 | 30,831,000 | 31,640,000 | 33,089,000 |
| Allowance for loan losses | 365,000 | 378,000 | 365,000 | 359,000 |
| Securities available for sale | 25,270,000 | 25,078,000 | 24,562,000 | 24,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,145,000 | 54,504,000 | 52,015,000 | 60,871,000 |
| Interest-bearing deposits | 41,574,000 | 40,683,000 | 38,174,000 | 43,193,000 |
| Noninterest-bearing deposits | 13,571,000 | 13,821,000 | 13,841,000 | 17,678,000 |
| Equity capital | 3,845,000 | 3,432,000 | 3,901,000 | 4,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,939,000 | 2,916,000 | 3,862,000 |
| Interest expense | 314,000 | 644,000 | 981,000 | 1,310,000 |
| Net interest income | 644,000 | 1,295,000 | 1,935,000 | 2,552,000 |
| Noninterest income | 95,000 | 194,000 | 299,000 | 381,000 |
| Noninterest expense | 497,000 | 1,005,000 | 1,511,000 | 2,181,000 |
| Provision for loan losses | 13,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 229,000 | 454,000 | 693,000 | 722,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 28,000 |
| Net income | 219,000 | 434,000 | 663,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,182,000 | 4,247,000 | 4,266,000 | 4,072,000 |
| Total capital | 4,547,000 | 4,625,000 | 4,631,000 | 4,431,000 |
| Risk-weighted assets | 34,276,000 | 34,410,000 | 33,678,000 | 36,075,000 |