Call reports 2006
FIRST NATIONAL BANK IN CIMARRON — 2006
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,056,000 | 59,012,000 | 59,404,000 | 63,057,000 |
| Total loans | 28,049,000 | 28,862,000 | 29,071,000 | 30,706,000 |
| Allowance for loan losses | 363,000 | 325,000 | 339,000 | 351,000 |
| Securities available for sale | 26,031,000 | 24,799,000 | 23,308,000 | 22,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,195,000 | 51,472,000 | 52,628,000 | 57,326,000 |
| Interest-bearing deposits | 38,776,000 | 10,722,000 | 39,228,000 | 41,729,000 |
| Noninterest-bearing deposits | 11,419,000 | 40,750,000 | 13,400,000 | 15,597,000 |
| Equity capital | 3,645,000 | 3,289,000 | 3,568,000 | 3,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,840,000 | 2,775,000 | 3,708,000 |
| Interest expense | 259,000 | 559,000 | 875,000 | 1,175,000 |
| Net interest income | 657,000 | 1,281,000 | 1,900,000 | 2,533,000 |
| Noninterest income | 122,000 | 215,000 | 320,000 | 408,000 |
| Noninterest expense | 491,000 | 989,000 | 1,485,000 | 2,174,000 |
| Provision for loan losses | 0 | 13,000 | 25,000 | 37,000 |
| Pretax income | 288,000 | 494,000 | 710,000 | 730,000 |
| Income tax | 12,000 | 21,000 | 31,000 | 19,000 |
| Net income | 276,000 | 473,000 | 679,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,153,000 | 4,200,000 | 4,156,000 | 3,963,000 |
| Total capital | 4,516,000 | 4,525,000 | 4,495,000 | 4,314,000 |
| Risk-weighted assets | 33,051,000 | 33,207,000 | 33,293,000 | 35,485,000 |