Call reports 2004
FIRST NATIONAL BANK IN CIMARRON — 2004
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,439,000 | 54,043,000 | 52,596,000 | 58,294,000 |
| Total loans | 28,792,000 | 29,841,000 | 30,814,000 | 31,836,000 |
| Allowance for loan losses | 427,000 | 431,000 | 431,000 | 415,000 |
| Securities available for sale | 22,634,000 | 21,239,000 | 19,096,000 | 18,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,862,000 | 46,987,000 | 45,286,000 | 51,296,000 |
| Interest-bearing deposits | 38,378,000 | 37,667,000 | 36,402,000 | 38,847,000 |
| Noninterest-bearing deposits | 9,484,000 | 9,320,000 | 8,884,000 | 12,449,000 |
| Equity capital | 4,171,000 | 3,599,000 | 3,999,000 | 3,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,541,000 | 2,330,000 | 3,141,000 |
| Interest expense | 192,000 | 374,000 | 558,000 | 739,000 |
| Net interest income | 591,000 | 1,167,000 | 1,772,000 | 2,402,000 |
| Noninterest income | 129,000 | 243,000 | 361,000 | 439,000 |
| Noninterest expense | 487,000 | 968,000 | 1,456,000 | 2,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 442,000 | 681,000 | 723,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 29,000 |
| Net income | 223,000 | 423,000 | 652,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,971,000 | 4,021,000 | 4,000,000 | 3,792,000 |
| Total capital | 4,398,000 | 4,452,000 | 4,431,000 | 4,207,000 |
| Risk-weighted assets | 34,086,000 | 34,550,000 | 34,890,000 | 36,857,000 |