Call reports 2002
FIRST NATIONAL BANK IN CIMARRON — 2002
What FIRST NATIONAL BANK IN CIMARRON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,258,000 | 52,474,000 | 51,863,000 | 56,199,000 |
| Total loans | 33,869,000 | 33,823,000 | 34,741,000 | 33,505,000 |
| Allowance for loan losses | 367,000 | 386,000 | 417,000 | 406,000 |
| Securities available for sale | 14,061,000 | 14,029,000 | 13,678,000 | 15,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,916,000 | 44,814,000 | 43,524,000 | 48,787,000 |
| Interest-bearing deposits | 35,626,000 | 36,518,000 | 35,194,000 | 39,024,000 |
| Noninterest-bearing deposits | 8,290,000 | 8,296,000 | 8,330,000 | 9,763,000 |
| Equity capital | 3,996,000 | 4,282,000 | 4,398,000 | 4,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,792,000 | 2,694,000 | 3,573,000 |
| Interest expense | 300,000 | 579,000 | 861,000 | 1,128,000 |
| Net interest income | 610,000 | 1,213,000 | 1,833,000 | 2,445,000 |
| Noninterest income | 93,000 | 203,000 | 315,000 | 403,000 |
| Noninterest expense | 473,000 | 936,000 | 1,425,000 | 2,098,000 |
| Provision for loan losses | 0 | 33,000 | 63,000 | 63,000 |
| Pretax income | 230,000 | 582,000 | 795,000 | 822,000 |
| Income tax | 10,000 | 25,000 | 34,000 | 33,000 |
| Net income | 220,000 | 557,000 | 761,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,870,000 | 4,056,000 | 3,986,000 | 3,688,000 |
| Total capital | 4,237,000 | 4,442,000 | 4,403,000 | 4,094,000 |
| Risk-weighted assets | 35,665,000 | 35,473,000 | 36,392,000 | 36,374,000 |